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PB Ledger

pbledger.com

Legal Documents

Effective Date: April 25, 2026

 

Terms and Conditions

Please read these Terms and Conditions carefully before using PB Ledger ("the Site"). By accessing or using pbledger.com, you agree to be bound by these terms.

1. Use of the Site

PB Ledger provides business accounting and bookkeeping tools and information. You may use the Site for lawful purposes only. You agree not to:

  • Use the Site in any way that violates applicable laws or regulations

  • Attempt to gain unauthorized access to any part of the Site or its systems

  • Transmit any harmful, offensive, or disruptive content

  • Use automated tools or bots to scrape or collect data from the Site without permission

2. No Account Required

PB Ledger does not require you to create an account to access the Site. Any information you voluntarily submit through the Site (such as contact forms or inquiry requests) will be handled as described in our Privacy Policy below.

3. Intellectual Property

All content on pbledger.com — including text, graphics, logos, and software — is the property of PB Ledger or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our prior written permission.

4. Disclaimer of Warranties

The Site is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. PB Ledger does not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.

The information provided on this Site is for general informational purposes only and does not constitute professional accounting, financial, legal, or tax advice. Always consult a qualified professional before making business decisions.

5. Limitation of Liability

To the fullest extent permitted by law, PB Ledger shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, the Site or its content.

6. Third-Party Links

The Site may contain links to third-party websites. These links are provided for convenience only. PB Ledger has no control over the content of those sites and accepts no responsibility for them or for any loss or damage that may arise from your use of them.

7. SMS Messaging Terms & Compliance

A.Program Description: This messaging program sends appointment confirmation and reminder messages to customers who have booked an appointment with {{business.name}} through our website at {{business.website}}, or via our scheduling forms, and have explicitly opted in to receive SMS notifications. Opt-in is collected via web forms with a dedicated checkbox for SMS consent. Messages include scheduling confirmations, appointment reminders, rescheduling updates, and customer support communications.
B. Cancellation Instructions: You can cancel the SMS service at any time. Simply text "STOP" to the same number that sent you messages. Upon sending "STOP," we will confirm your unsubscribe status via SMS. Following this confirmation, you will no longer receive SMS messages from us. To rejoin, sign up as you did initially, and we will resume sending SMS messages to you.
C. Support Information: If you experience issues with the messaging program, reply with the keyword "HELP" for more assistance, or reach out directly to {{business.email}} or call {{business.phone}} during business hours.
D. Carrier Liability: Carriers are not liable for delayed or undelivered messages.
E. Message & Data Rates: Message and data rates may apply for messages sent to you from us and to us from you. Message frequency varies based on your service usage and appointment schedule. For questions about your text plan or data plan, contact your wireless provider.
F. Supported Carriers: Our SMS program works with all major U.S. wireless carriers, including AT&T, T-Mobile, Verizon, Sprint, and most regional carriers.

8. Changes to These Terms

We may update these Terms and Conditions from time to time. Changes will be posted on this page with an updated effective date. Continued use of the Site after changes are posted constitutes your acceptance of the revised terms.

9. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Florida, United States, without regard to its conflict of law provisions.

10. Contact Us

If you have any questions about these Terms, please contact us at:

PB Ledger — pbledger.com; email admin@pbledger.com

 

 

Privacy Policy

At PB Ledger, we respect your privacy and are committed to protecting any information you share with us. This Privacy Policy explains what information we collect, how we use it, and your choices.

1. Information We Collect

Since PB Ledger does not require user accounts, we collect very limited information. We may collect:

  • Information you voluntarily provide — such as your name and email address if you contact us through a form or by email

  • Usage data — such as your IP address, browser type, pages visited, and time spent on the Site, collected automatically via standard server logs or analytics tools

  • Cookies and similar technologies — small data files stored on your device to help the Site function and to understand how visitors use it (see Section 4 below)

2. How We Use Your Information

We use the information we collect to:

  • Respond to your inquiries or messages

  • Improve the Site's content and functionality

  • Monitor and analyze Site usage and performance

  • Comply with legal obligations

We do not sell, rent, or share your personal information with third parties for their marketing purposes.

3. Data Sharing

We may share limited information in the following circumstances:

  • Service providers — trusted vendors who help us operate the Site (e.g., web hosting, analytics), bound by confidentiality agreements

  • Legal requirements — if required by law or to protect the rights and safety of PB Ledger or others

We do not sell your personal data.

All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties, excluding aggregators and providers of the Text Message services.

4. Cookies

PB Ledger may use cookies to improve your browsing experience and understand how visitors use the Site. You can control cookie settings through your browser preferences. Note that disabling cookies may affect some Site functionality.

5. Data Retention

We retain any contact information you provide only for as long as necessary to respond to your inquiry or as required by law. Usage and analytics data may be retained in aggregate form for longer periods to help us improve the Site.

6. Security

We take reasonable technical and organizational measures to protect any information we collect. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

7. Children's Privacy

PB Ledger is not directed at children under the age of 18. We do not knowingly collect personal information from children. If you believe we have inadvertently collected such information, please contact us and we will promptly delete it.

8. Your Choices

You may:

  • Request access to, correction of, or deletion of any personal information you have provided to us

  • Opt out of receiving communications from us by replying to any email with “Unsubscribe”

To exercise these rights, contact us using the information below.

SMS Messaging & Compliance
Text Message Program Terms & Conditions
By opting into our SMS messaging services, you agree to receive text messages related to our services, including appointment reminders, customer support, and important updates.
Opt-In & Consent:
• You will only receive messages if you have explicitly opted in
• We maintain timestamped records of all opt-in actions
• We comply with the Telephone Consumer Protection Act (TCPA) and all applicable laws
Opt-Out Instructions:
• You can cancel SMS notifications at any time by replying "STOP"
• You will receive a final confirmation message, and no further messages will be sent unless you re-opt in
• All opt-out requests are processed immediately.
Message Frequency & Content:
• Message frequency varies based on your interactions with our business
• Messages will be directly related to the services you have requested
• We do not send promotional content without specific consent
Help & Support:
• Reply "HELP" for assistance or contact us at admin@pbledger.com
• Customer support is available during regular business hours
Carrier Information:
• Standard message and data rates may apply
• Carriers are not liable for delayed or undelivered messages
• Supported carriers include AT&T, Verizon, T-Mobile, Sprint, and most regional carriers
SMS Data Protection Statement
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
We implement strict data protection measures to safeguard your SMS opt-in information and consent records.

9. Changes to This Privacy Policy

We may update this Privacy Policy periodically. Changes will be posted on this page with an updated effective date. Your continued use of the Site after changes are posted constitutes your acceptance of the updated policy.

10. Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us at:

PB Ledger — admin@pbledger.com

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